ISSUE OF INTEREST STATEMENT
(1). Post Office Savings Bank Depositors, for the purpose of filing of Income Tax Returns, pension purposes etc, may request for issue of Interest Certificate. In such cases, the certificate in the prescribed proforma, may be provided to all those who request for the same.
(2). If any depositor desires to have interest certificate, the depositor has to submit a duly signed written application at the post office for obtaining interest certificate. Post office concerned shall tally the depositor’s signature in Finacle, generate interest certificate and provide to the customer.
(3). The interest certificate shall have the details viz. Account Number, Scheme, Account Status, Interest Paid, TDS collected if any and Deposit Amount/Balance. For TDA type of accounts (TD/MIS/SCSS/KVP/NSC) deposit amount will be displayed and for SB, PPF and SSA Balance as on Interest credit date (i.e. 31st March/Closure Date) will be displayed. In case of closed accounts, balance before closure will be displayed. Interest certificate is generated based on the CIF ID. Interest certificate can be generated in any post office. Interest credited in all the linked accounts under a CIF will be generated.
(4) Postmaster shall affix seal and sign the certificate.
(5). “No Records” message will be shown in the certificate, if no interest is credited for any of the accounts linked with given CIF during the selected period."
Note: No charges/fee is applicable for issuance of the Interest Certificate to a POSB account holder. Depositors may obtain Interest certificate from any CBS post office.
As per SB Order No. 17/2023, Interest Statement shall also include accrued interest in respect of NSC for the given financial year. There is no provision at present in Finacle to generate Interest Statement for accrued interest. Till the required provision is made available in Finacle, Post offices will manually include the accrued interest in respect of NSC in the Interest statement generated from Finacle.
Click here to view SB Order No. 17/2023 and SB Order No. 38/2021
As per SB Order 8/2025 dated 7.5.2025, the facility for downloading Interest statement has been introduced in DOP Internet Banking website.
Click here to view SB Order No 8/2025
